Side-by-side · Q2 2026 data
The Farmers Bank of Milton vs United Citizens Bank of Southern Kentucky
Metric by metric
| Measure | The Farmers Bank of Milton | United Citizens Bank of Southern Kentucky |
|---|---|---|
| TellerScore | 64 | 81 (stronger) |
| Capital cushion | 76 (stronger) | 71 |
| Loan quality | 58 | 86 (stronger) |
| Earnings | 46 | 98 (stronger) |
| Funding & liquidity | 59 | 61 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $305.1M | $286.2M |
| Deposits / shares | $253.4M | $243.5M |
| Capital ratio | 12.57% (stronger) | 12.07% |
| Problem loans | 1.26% | 0.43% (stronger) |
| Net charge-offs | 0.07% | 0.05% (stronger) |
| Return on assets | 0.66% | 1.96% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 99.5% |
| Uninsured deposits | 33.1% | 12.7% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Citizens Bank of Southern Kentucky has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Milton leads on 2 and United Citizens Bank of Southern Kentucky on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.