Side-by-side · Q2 2026 data
The Farmers National Bank of Lebanon vs Springfield State Bank
Metric by metric
| Measure | The Farmers National Bank of Lebanon | Springfield State Bank |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 57 | 90 (stronger) |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 64 (stronger) | 60 |
| Funding & liquidity | 81 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 68th | 75th |
| Total assets | $163.0M | $486.9M |
| Deposits / shares | $145.5M | $388.4M |
| Capital ratio | 10.72% | 14.04% (stronger) |
| Problem loans | 0.00% (stronger) | 0.56% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.09% (stronger) | 1.01% |
| Loans ÷ deposits | 78.8% (stronger) | 86.2% |
| Uninsured deposits | 11.8% (stronger) | 19.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield State Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Farmers National Bank of Lebanon leads on 5 and Springfield State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.