Side-by-side · Q2 2026 data
The Farmers National Bank of Lebanon vs Town & Country Bank and Trust Company
Metric by metric
| Measure | The Farmers National Bank of Lebanon | Town & Country Bank and Trust Company |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 57 | 77 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 64 | 79 (stronger) |
| Funding & liquidity | 81 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 68th | 82nd |
| Total assets | $163.0M | $433.7M |
| Deposits / shares | $145.5M | $378.0M |
| Capital ratio | 10.72% | 12.75% (stronger) |
| Problem loans | 0.00% (stronger) | 0.42% |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 1.09% | 1.47% (stronger) |
| Loans ÷ deposits | 78.8% | 74.8% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 17.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank and Trust Company has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Farmers National Bank of Lebanon leads on 3 and Town & Country Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.