Side-by-side · Q2 2026 data
The Farmers State Bank and Trust Company vs Prairie State Bank and Trust
Bank
The Farmers State Bank and Trust Company
Jacksonville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Farmers State Bank and Trust Company | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 66 | 80 (stronger) |
| Capital cushion | 88 (stronger) | 74 |
| Loan quality | 26 | 83 (stronger) |
| Earnings | 46 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 31st | 77th |
| Total assets | $210.1M | $840.1M |
| Deposits / shares | $180.2M | $730.2M |
| Capital ratio | 13.85% (stronger) | 12.39% |
| Problem loans | 2.22% | 0.52% (stronger) |
| Net charge-offs | 0.40% | 0.04% (stronger) |
| Return on assets | 0.65% | 1.58% (stronger) |
| Loans ÷ deposits | 52.3% (stronger) | 74.9% |
| Uninsured deposits | 14.4% (stronger) | 24.3% |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Prairie State Bank and Trust has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank and Trust Company leads on 3 and Prairie State Bank and Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.