Side-by-side · Q2 2026 data
The Farmers State Bank vs McPherson Co-Op Credit Union
Metric by metric
| Measure | The Farmers State Bank | McPherson Co-Op Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 69 |
| Capital cushion | 50 (stronger) | 47 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 77 (stronger) | 60 |
| Funding & liquidity | 86 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 72nd | 38th |
| Total assets | $180.5M | $44.0M |
| Deposits / shares | $158.1M | $39.6M |
| Capital ratio | 10.05% (stronger) | 9.74% |
| Problem loans | 0.01% (stronger) | 0.11% |
| Net charge-offs | 0.06% (stronger) | 0.12% |
| Return on assets | 1.42% (stronger) | 1.00% |
| Loans ÷ deposits | 59.0% (stronger) | 96.9% |
| Uninsured deposits | 28.1% | 3.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 6 and McPherson Co-Op Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.