Side-by-side · Q2 2026 data
The Farmers State Bank vs Salina Interparochial Credit Union
Metric by metric
| Measure | The Farmers State Bank | Salina Interparochial Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 57 |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 77 (stronger) | 46 |
| Funding & liquidity | 86 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 72nd | 17th |
| Total assets | $180.5M | $21.8M |
| Deposits / shares | $158.1M | $15.3M |
| Capital ratio | 10.05% | 29.02% (stronger) |
| Problem loans | 0.01% (stronger) | 3.62% |
| Net charge-offs | 0.06% (stronger) | 2.92% |
| Return on assets | 1.42% (stronger) | 0.65% |
| Loans ÷ deposits | 59.0% (stronger) | 99.7% |
| Uninsured deposits | 28.1% | 0.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 5 and Salina Interparochial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.