Side-by-side · Q2 2026 data
The Farmers State Bank vs Kaw Valley State Bank and Trust Company
Metric by metric
| Measure | The Farmers State Bank | Kaw Valley State Bank and Trust Company |
|---|---|---|
| TellerScore | 83 | 85 (stronger) |
| Capital cushion | 77 (stronger) | 67 |
| Loan quality | 85 | 97 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 70 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 73rd | 88th |
| Total assets | $86.3M | $295.8M |
| Deposits / shares | $74.4M | $250.6M |
| Capital ratio | 12.74% (stronger) | 11.73% |
| Problem loans | 0.45% | 0.08% (stronger) |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 1.62% | 2.17% (stronger) |
| Loans ÷ deposits | 67.4% (stronger) | 76.9% |
| Uninsured deposits | 29.4% | 27.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 2.4% |
Kaw Valley State Bank and Trust Company has the higher TellerScore (85 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 2 and Kaw Valley State Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.