Side-by-side · Q2 2026 data
The Farmers State Bank vs The Union State Bank of Everest
Metric by metric
| Measure | The Farmers State Bank | The Union State Bank of Everest |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 77 (stronger) | 50 |
| Loan quality | 85 (stronger) | 65 |
| Earnings | 85 | 85 |
| Funding & liquidity | 77 (stronger) | 75 |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 73rd | 37th |
| Total assets | $86.3M | $427.3M |
| Deposits / shares | $74.4M | $382.0M |
| Capital ratio | 12.74% (stronger) | 9.99% |
| Problem loans | 0.45% (stronger) | 1.06% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.62% (stronger) | 1.62% |
| Loans ÷ deposits | 67.4% (stronger) | 80.8% |
| Uninsured deposits | 29.4% | 19.1% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 6.0% |
The Farmers State Bank has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 6 and The Union State Bank of Everest on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.