Side-by-side · Q2 2026 data
The Farmers State Bank vs Oklahoma Bank and Trust Company
Metric by metric
| Measure | The Farmers State Bank | Oklahoma Bank and Trust Company |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 43 | 91 (stronger) |
| Loan quality | 74 | 80 (stronger) |
| Earnings | 83 (stronger) | 77 |
| Funding & liquidity | 91 (stronger) | 64 |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 43rd | 82nd |
| Total assets | $193.9M | $202.3M |
| Deposits / shares | $182.1M | $173.9M |
| Capital ratio | 9.30% | 14.05% (stronger) |
| Problem loans | 0.79% | 0.61% (stronger) |
| Net charge-offs | 0.49% | -0.13% (stronger) |
| Return on assets | 1.59% (stronger) | 1.42% |
| Loans ÷ deposits | 68.9% | 39.0% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 47.5% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oklahoma Bank and Trust Company has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 2 and Oklahoma Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.