Side-by-side · Q2 2026 data
The Farmers State Bank vs Oklahoma Capital Bank
Metric by metric
| Measure | The Farmers State Bank | Oklahoma Capital Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 43 | 54 (stronger) |
| Loan quality | 74 | 90 (stronger) |
| Earnings | 83 (stronger) | 72 |
| Funding & liquidity | 91 (stronger) | 41 |
| Problem-loan coverage | 83 | 96 (stronger) |
| Peer percentile | 43rd | 40th |
| Total assets | $193.9M | $196.3M |
| Deposits / shares | $182.1M | $159.8M |
| Capital ratio | 9.30% | 10.39% (stronger) |
| Problem loans | 0.79% | 0.30% (stronger) |
| Net charge-offs | 0.49% | -0.01% (stronger) |
| Return on assets | 1.59% (stronger) | 1.29% |
| Loans ÷ deposits | 68.9% (stronger) | 100.4% |
| Uninsured deposits | 12.4% (stronger) | 32.3% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 4 and Oklahoma Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.