Side-by-side · Q2 2026 data
The Farmers State Bank vs The Peoples National Bank of Checotah
Metric by metric
| Measure | The Farmers State Bank | The Peoples National Bank of Checotah |
|---|---|---|
| TellerScore | 70 | 91 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 74 | 82 (stronger) |
| Earnings | 83 (stronger) | 78 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 43rd | 96th |
| Total assets | $193.9M | $171.8M |
| Deposits / shares | $182.1M | $139.3M |
| Capital ratio | 9.30% | 16.05% (stronger) |
| Problem loans | 0.79% | 0.53% (stronger) |
| Net charge-offs | 0.49% | 0.02% (stronger) |
| Return on assets | 1.59% (stronger) | 1.45% |
| Loans ÷ deposits | 68.9% | 32.2% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 15.3% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples National Bank of Checotah has the higher TellerScore (91 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 2 and The Peoples National Bank of Checotah on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.