Side-by-side · Q2 2026 data
The Farmers State Bank vs First State Bank
Metric by metric
| Measure | The Farmers State Bank | First State Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 79 |
| Capital cushion | 82 (stronger) | 57 |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 95 (stronger) | 85 |
| Funding & liquidity | 96 (stronger) | 67 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 86th | 63rd |
| Total assets | $77.2M | $72.5M |
| Deposits / shares | $67.2M | $61.7M |
| Capital ratio | 13.19% (stronger) | 10.71% |
| Problem loans | 0.51% | 0.00% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 1.87% (stronger) | 1.62% |
| Loans ÷ deposits | 63.8% (stronger) | 89.5% |
| Uninsured deposits | 10.2% (stronger) | 18.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 6 and First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.