Side-by-side · Q2 2026 data
The Farmers State Bank of Oakley, Kansas vs Adams Bank & Trust
Metric by metric
| Measure | The Farmers State Bank of Oakley, Kansas | Adams Bank & Trust |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 66 | 91 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 73 | 73 |
| Funding & liquidity | 43 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 64th | 93rd |
| Total assets | $396.1M | $1.3B |
| Deposits / shares | $295.1M | $1.1B |
| Capital ratio | 11.61% | 14.11% (stronger) |
| Problem loans | 0.01% (stronger) | 0.55% |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.32% | 1.32% (stronger) |
| Loans ÷ deposits | 89.3% | 82.4% (stronger) |
| Uninsured deposits | 39.9% | 23.0% (stronger) |
| Offices | 3 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Adams Bank & Trust has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Oakley, Kansas leads on 1 and Adams Bank & Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.