Side-by-side · Q2 2026 data
The Farmers State Bank of Oakley, Kansas vs Farmers Bank & Trust
Metric by metric
| Measure | The Farmers State Bank of Oakley, Kansas | Farmers Bank & Trust |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 66 (stronger) | 56 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 73 | 77 (stronger) |
| Funding & liquidity | 43 | 86 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 64th | 53rd |
| Total assets | $396.1M | $159.0M |
| Deposits / shares | $295.1M | $144.8M |
| Capital ratio | 11.61% (stronger) | 10.58% |
| Problem loans | 0.01% (stronger) | 0.75% |
| Net charge-offs | 0.03% (stronger) | 2.87% |
| Return on assets | 1.32% | 1.43% (stronger) |
| Loans ÷ deposits | 89.3% | 63.7% (stronger) |
| Uninsured deposits | 39.9% | 24.8% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank of Oakley, Kansas has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Oakley, Kansas leads on 4 and Farmers Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.