Side-by-side · Q2 2026 data
The Farmers State Bank of Westmoreland vs Patriots Bank
Metric by metric
| Measure | The Farmers State Bank of Westmoreland | Patriots Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 89 (stronger) | 42 |
| Loan quality | 32 | 100 (stronger) |
| Earnings | 64 | 92 (stronger) |
| Funding & liquidity | 88 (stronger) | 73 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $257.7M | $268.8M |
| Deposits / shares | $226.2M | $233.4M |
| Capital ratio | 13.88% (stronger) | 9.20% |
| Problem loans | 2.03% | 0.00% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 1.10% | 1.81% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 86.8% |
| Uninsured deposits | 23.9% | 12.9% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 0.0% |
Patriots Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Westmoreland leads on 2 and Patriots Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.