Side-by-side · Q2 2026 data
The Fayette County National Bank of Fayetteville vs Mountain Valley Bank, N.A.
Bank
The Fayette County National Bank of Fayetteville
Fayetteville, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Fayette County National Bank of Fayetteville | Mountain Valley Bank, N.A. |
|---|---|---|
| TellerScore | 69 | 87 (stronger) |
| Capital cushion | 41 | 86 (stronger) |
| Loan quality | 97 (stronger) | 94 |
| Earnings | 54 | 76 (stronger) |
| Funding & liquidity | 79 | 87 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 40th | 91st |
| Total assets | $158.1M | $201.9M |
| Deposits / shares | $134.8M | $175.1M |
| Capital ratio | 9.05% | 13.65% (stronger) |
| Problem loans | 0.08% (stronger) | 0.19% |
| Net charge-offs | 0.02% (stronger) | 0.02% |
| Return on assets | 0.85% | 1.40% (stronger) |
| Loans ÷ deposits | 53.9% (stronger) | 72.9% |
| Uninsured deposits | 34.4% | 11.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Mountain Valley Bank, N.A. has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fayette County National Bank of Fayetteville leads on 3 and Mountain Valley Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.