Side-by-side · Q2 2026 data
The Fayette County National Bank of Fayetteville vs Raleigh County Federal Credit Union
Bank
The Fayette County National Bank of Fayetteville
Fayetteville, West Virginia · $100 million – $1 billion
Credit union
Raleigh County Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The Fayette County National Bank of Fayetteville | Raleigh County Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 41 | 76 (stronger) |
| Loan quality | 97 (stronger) | 89 |
| Earnings | 54 (stronger) | 44 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 40th | 62nd |
| Total assets | $158.1M | $21.6M |
| Deposits / shares | $134.8M | $18.7M |
| Capital ratio | 9.05% | 12.57% (stronger) |
| Problem loans | 0.08% (stronger) | 0.34% |
| Net charge-offs | 0.02% (stronger) | 0.73% |
| Return on assets | 0.85% (stronger) | 0.59% |
| Loans ÷ deposits | 53.9% (stronger) | 56.8% |
| Uninsured deposits | 34.4% | 1.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Raleigh County Federal Credit Union has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fayette County National Bank of Fayetteville leads on 4 and Raleigh County Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.