Side-by-side · Q2 2026 data
The Federal Savings Bank vs Belmont Bank & Trust Company
Metric by metric
| Measure | The Federal Savings Bank | Belmont Bank & Trust Company |
|---|---|---|
| TellerScore | 51 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 10 | 86 (stronger) |
| Earnings | 22 | 77 (stronger) |
| Funding & liquidity | 50 | 51 (stronger) |
| Problem-loan coverage | 67 | 95 (stronger) |
| Peer percentile | 8th | 77th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $741.1M | $925.1M |
| Capital ratio | 15.86% (stronger) | 11.87% |
| Problem loans | 2.69% | 0.41% (stronger) |
| Net charge-offs | 0.20% | 0.02% (stronger) |
| Return on assets | 0.05% | 1.41% (stronger) |
| Loans ÷ deposits | 129.9% | 80.3% (stronger) |
| Uninsured deposits | 15.0% (stronger) | 40.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | — |
Belmont Bank & Trust Company has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The Federal Savings Bank leads on 2 and Belmont Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.