Side-by-side · Q2 2026 data
The Fidelity Bank vs Acclaim Federal Credit Union
Credit union
Acclaim Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Metric by metric
| Measure | The Fidelity Bank | Acclaim Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 65 | 79 (stronger) |
| Loan quality | 86 (stronger) | 85 |
| Earnings | 89 (stronger) | 51 |
| Funding & liquidity | 65 | 88 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 86th | 59th |
| Total assets | $4.7B | $60.4M |
| Deposits / shares | $4.2B | $52.2M |
| Capital ratio | 11.47% | 12.88% (stronger) |
| Problem loans | 0.42% (stronger) | 0.44% |
| Net charge-offs | 0.06% (stronger) | 0.73% |
| Return on assets | 1.73% (stronger) | 0.79% |
| Loans ÷ deposits | 69.2% (stronger) | 72.5% |
| Uninsured deposits | 38.2% | 2.1% (stronger) |
| Offices | 57 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 4 and Acclaim Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.