Side-by-side · Q2 2026 data
The Fidelity Bank vs Blue Ridge Bank, National Association
Bank
Blue Ridge Bank, National Association
Martinsville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | The Fidelity Bank | Blue Ridge Bank, National Association |
|---|---|---|
| TellerScore | 78 (stronger) | 49 |
| Capital cushion | 65 (stronger) | 62 |
| Loan quality | 86 (stronger) | 44 |
| Earnings | 89 (stronger) | 20 |
| Funding & liquidity | 65 (stronger) | 55 |
| Problem-loan coverage | 94 (stronger) | 76 |
| Peer percentile | 86th | 6th |
| Total assets | $4.7B | $2.3B |
| Deposits / shares | $4.2B | $1.9B |
| Capital ratio | 11.47% (stronger) | 11.23% |
| Problem loans | 0.42% (stronger) | 1.68% |
| Net charge-offs | 0.06% | 0.03% (stronger) |
| Return on assets | 1.73% (stronger) | 0.01% |
| Loans ÷ deposits | 69.2% (stronger) | 96.8% |
| Uninsured deposits | 38.2% | 22.7% (stronger) |
| Offices | 57 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 11.7% |
The Fidelity Bank has the higher TellerScore (78 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 5 and Blue Ridge Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.