Side-by-side · Q2 2026 data
The Fidelity Bank vs Bragg Mutual Federal Credit Union
Credit union
Bragg Mutual Federal Credit Union
Fayetteville, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | The Fidelity Bank | Bragg Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 54 |
| Capital cushion | 65 (stronger) | 33 |
| Loan quality | 86 (stronger) | 72 |
| Earnings | 89 (stronger) | 30 |
| Funding & liquidity | 65 | 85 (stronger) |
| Problem-loan coverage | 94 (stronger) | 73 |
| Peer percentile | 86th | 10th |
| Total assets | $4.7B | $131.1M |
| Deposits / shares | $4.2B | $118.9M |
| Capital ratio | 11.47% (stronger) | 8.26% |
| Problem loans | 0.42% (stronger) | 0.85% |
| Net charge-offs | 0.06% (stronger) | 1.30% |
| Return on assets | 1.73% (stronger) | 0.24% |
| Loans ÷ deposits | 69.2% (stronger) | 75.3% |
| Uninsured deposits | 38.2% | 9.4% (stronger) |
| Offices | 57 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
The Fidelity Bank has the higher TellerScore (78 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 6 and Bragg Mutual Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.