Side-by-side · Q2 2026 data
The Fidelity Bank vs First Bank
Metric by metric
| Measure | The Fidelity Bank | First Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 65 | 65 |
| Loan quality | 86 (stronger) | 84 |
| Earnings | 89 (stronger) | 83 |
| Funding & liquidity | 65 (stronger) | 51 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 86th | 87th |
| Total assets | $4.7B | $13.0B |
| Deposits / shares | $4.2B | $11.1B |
| Capital ratio | 11.47% | 11.50% (stronger) |
| Problem loans | 0.42% (stronger) | 0.49% |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 1.73% (stronger) | 1.56% |
| Loans ÷ deposits | 69.2% (stronger) | 80.0% |
| Uninsured deposits | 38.2% (stronger) | 41.0% |
| Offices | 57 | 111 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 18.3% |
The Fidelity Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 5 and First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Raleigh, NC
- Winston Salem, NC
- Greensboro, NC
- Southern Pines, NC
- Charlotte, NC
- High Point, NC
- Greenville, SC
- Fuquay Varina, NC
- Sanford, NC
- Pittsboro, NC
- Robbins, NC
- Rockingham, NC
- Salisbury, NC
- Thomasville, NC
- Troy, NC
- Mooresville, NC
- Asheboro, NC
- Biscoe, NC
- Burlington, NC
- Cary, NC
- Fayetteville, NC
- Hendersonville, NC
- Lillington, NC
- Apex, NC