Side-by-side · Q2 2026 data
The Fidelity Bank vs First Piedmont Federal Savings and Loan Association of Gaffney
Bank
First Piedmont Federal Savings and Loan Association of Gaffney
Gaffney, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | The Fidelity Bank | First Piedmont Federal Savings and Loan Association of Gaffney |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 86 (stronger) | 76 |
| Earnings | 89 | 90 (stronger) |
| Funding & liquidity | 65 (stronger) | 50 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 86th | 86th |
| Total assets | $4.7B | $597.1M |
| Deposits / shares | $4.2B | $420.5M |
| Capital ratio | 11.47% | 29.14% (stronger) |
| Problem loans | 0.42% (stronger) | 0.73% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.73% | 1.76% (stronger) |
| Loans ÷ deposits | 69.2% (stronger) | 122.5% |
| Uninsured deposits | 38.2% | 13.7% (stronger) |
| Offices | 57 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
First Piedmont Federal Savings and Loan Association of Gaffney has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 2 and First Piedmont Federal Savings and Loan Association of Gaffney on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.