Side-by-side · Q2 2026 data
The Fidelity Bank vs FSNB, National Association
Metric by metric
| Measure | The Fidelity Bank | FSNB, National Association |
|---|---|---|
| TellerScore | 78 | 96 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 86th | 99th |
| Total assets | $4.7B | $478.3M |
| Deposits / shares | $4.2B | $369.7M |
| Capital ratio | 11.47% | 17.51% (stronger) |
| Problem loans | 0.42% | 0.36% (stronger) |
| Net charge-offs | 0.06% (stronger) | 1.02% |
| Return on assets | 1.73% | 3.46% (stronger) |
| Loans ÷ deposits | 69.2% | 39.2% (stronger) |
| Uninsured deposits | 38.2% | 8.2% (stronger) |
| Offices | 57 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
FSNB, National Association has the higher TellerScore (96 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 1 and FSNB, National Association on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Raleigh, NC
- Fayetteville, NC
- Wake Forest, NC
- Covington, GA
- Rockingham, NC