Side-by-side · Q2 2026 data
The Fidelity Bank vs HomeTrust Bank
Metric by metric
| Measure | The Fidelity Bank | HomeTrust Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 65 | 79 (stronger) |
| Loan quality | 86 (stronger) | 53 |
| Earnings | 89 (stronger) | 81 |
| Funding & liquidity | 65 (stronger) | 45 |
| Problem-loan coverage | 94 (stronger) | 82 |
| Peer percentile | 86th | 49th |
| Total assets | $4.7B | $4.4B |
| Deposits / shares | $4.2B | $3.6B |
| Capital ratio | 11.47% | 12.91% (stronger) |
| Problem loans | 0.42% (stronger) | 1.40% |
| Net charge-offs | 0.06% (stronger) | 0.20% |
| Return on assets | 1.73% (stronger) | 1.52% |
| Loans ÷ deposits | 69.2% (stronger) | 102.5% |
| Uninsured deposits | 38.2% | 26.5% (stronger) |
| Offices | 57 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 24.1% |
The Fidelity Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 5 and HomeTrust Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.