Side-by-side · Q2 2026 data
The Fidelity Bank vs KS Bank, Inc.
Metric by metric
| Measure | The Fidelity Bank | KS Bank, Inc. |
|---|---|---|
| TellerScore | 78 (stronger) | 69 |
| Capital cushion | 65 (stronger) | 40 |
| Loan quality | 86 | 96 (stronger) |
| Earnings | 89 (stronger) | 73 |
| Funding & liquidity | 65 (stronger) | 56 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 86th | 40th |
| Total assets | $4.7B | $874.5M |
| Deposits / shares | $4.2B | $785.2M |
| Capital ratio | 11.47% (stronger) | 9.01% |
| Problem loans | 0.42% | 0.12% (stronger) |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 1.73% (stronger) | 1.33% |
| Loans ÷ deposits | 69.2% (stronger) | 91.0% |
| Uninsured deposits | 38.2% | 27.3% (stronger) |
| Offices | 57 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 5.3% |
The Fidelity Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 4 and KS Bank, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Garner, NC
- Lillington, NC