Side-by-side · Q2 2026 data
The Fidelity Bank vs Summit Credit Union
Metric by metric
| Measure | The Fidelity Bank | Summit Credit Union |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 86 (stronger) | 76 |
| Earnings | 89 (stronger) | 56 |
| Funding & liquidity | 65 | 82 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 86th | 82nd |
| Total assets | $4.7B | $368.8M |
| Deposits / shares | $4.2B | $298.4M |
| Capital ratio | 11.47% | 15.44% (stronger) |
| Problem loans | 0.42% (stronger) | 0.71% |
| Net charge-offs | 0.06% (stronger) | 1.22% |
| Return on assets | 1.73% (stronger) | 0.91% |
| Loans ÷ deposits | 69.2% (stronger) | 78.3% |
| Uninsured deposits | 38.2% | 11.0% (stronger) |
| Offices | 57 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Summit Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 4 and Summit Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.