Side-by-side · Q2 2026 data
The First Bank and Trust Company vs Primis Bank
Metric by metric
| Measure | The First Bank and Trust Company | Primis Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 50 |
| Capital cushion | 51 (stronger) | 45 |
| Loan quality | 91 (stronger) | 39 |
| Earnings | 93 (stronger) | 61 |
| Funding & liquidity | 37 | 46 (stronger) |
| Problem-loan coverage | 96 (stronger) | 74 |
| Peer percentile | 66th | 7th |
| Total assets | $4.3B | $4.3B |
| Deposits / shares | $3.8B | $3.5B |
| Capital ratio | 10.07% (stronger) | 9.51% |
| Problem loans | 0.28% (stronger) | 1.83% |
| Net charge-offs | 0.22% (stronger) | 0.39% |
| Return on assets | 1.83% (stronger) | 1.02% |
| Loans ÷ deposits | 93.9% (stronger) | 105.7% |
| Uninsured deposits | 41.5% | 22.9% (stronger) |
| Offices | 29 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Bank and Trust Company has the higher TellerScore (72 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The First Bank and Trust Company leads on 6 and Primis Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.