Side-by-side · Q2 2026 data
The First Bank and Trust Company of Murphysboro vs Villa Grove State Bank
Bank
The First Bank and Trust Company of Murphysboro
Murphysboro, Illinois · Under $100 million in assets
Metric by metric
| Measure | The First Bank and Trust Company of Murphysboro | Villa Grove State Bank |
|---|---|---|
| TellerScore | 33 | 86 (stronger) |
| Capital cushion | 43 | 72 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 31 | 90 (stronger) |
| Funding & liquidity | 94 (stronger) | 73 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 2nd | 81st |
| Total assets | $83.1M | $85.9M |
| Deposits / shares | $76.1M | $74.7M |
| Capital ratio | 9.35% | 12.22% (stronger) |
| Problem loans | 3.39% | 0.00% (stronger) |
| Net charge-offs | 0.33% | 0.00% (stronger) |
| Return on assets | 0.27% | 1.75% (stronger) |
| Loans ÷ deposits | 66.0% (stronger) | 73.3% |
| Uninsured deposits | 9.7% (stronger) | 27.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Villa Grove State Bank has the higher TellerScore (86 vs 33). On the 7 directional measures above (where higher or lower is clearly better), The First Bank and Trust Company of Murphysboro leads on 2 and Villa Grove State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.