Side-by-side · Q2 2026 data
The First Bank of Celeste vs Atascosa Bank
Metric by metric
| Measure | The First Bank of Celeste | Atascosa Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 61 |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 100 (stronger) | 4 |
| Earnings | 74 (stronger) | 44 |
| Funding & liquidity | 99 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 54th | 19th |
| Total assets | $83.9M | $81.7M |
| Deposits / shares | $76.3M | $71.5M |
| Capital ratio | 8.39% | 15.25% (stronger) |
| Problem loans | 0.00% (stronger) | 2.89% |
| Net charge-offs | 0.07% | -0.43% (stronger) |
| Return on assets | 1.35% (stronger) | 0.60% |
| Loans ÷ deposits | 39.9% | 28.6% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 28.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Bank of Celeste has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Celeste leads on 4 and Atascosa Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.