Side-by-side · Q2 2026 data
The First Bank of Celeste vs Menard Bank
Metric by metric
| Measure | The First Bank of Celeste | Menard Bank |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 34 | 77 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 62 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 54th | 84th |
| Total assets | $83.9M | $90.7M |
| Deposits / shares | $76.3M | $82.2M |
| Capital ratio | 8.39% | 12.72% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.35% | 2.22% (stronger) |
| Loans ÷ deposits | 39.9% | 17.3% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 49.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Menard Bank has the higher TellerScore (87 vs 75). On the 6 directional measures above (where higher or lower is clearly better), The First Bank of Celeste leads on 1 and Menard Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.