Side-by-side · Q2 2026 data
The First Bank of Celeste vs The First National Bank of Trinity
Metric by metric
| Measure | The First Bank of Celeste | The First National Bank of Trinity |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 34 | 42 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 74 (stronger) | 53 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 54th | 48th |
| Total assets | $83.9M | $92.8M |
| Deposits / shares | $76.3M | $86.0M |
| Capital ratio | 8.39% | 9.16% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.07% (stronger) | 0.21% |
| Return on assets | 1.35% (stronger) | 0.83% |
| Loans ÷ deposits | 39.9% (stronger) | 52.4% |
| Uninsured deposits | 16.5% | 11.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Bank of Celeste has the higher TellerScore (75 vs 73). On the 6 directional measures above (where higher or lower is clearly better), The First Bank of Celeste leads on 4 and The First National Bank of Trinity on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.