Side-by-side · Q2 2026 data
The First Bank of Celeste vs The Santa Anna National Bank
Metric by metric
| Measure | The First Bank of Celeste | The Santa Anna National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 34 | 36 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 74 | 89 (stronger) |
| Funding & liquidity | 99 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 54th | 41st |
| Total assets | $83.9M | $76.9M |
| Deposits / shares | $76.3M | $71.4M |
| Capital ratio | 8.39% | 8.62% (stronger) |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 1.35% | 1.73% (stronger) |
| Loans ÷ deposits | 39.9% (stronger) | 56.9% |
| Uninsured deposits | 16.5% (stronger) | 29.5% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Bank of Celeste has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Celeste leads on 4 and The Santa Anna National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.