Side-by-side · Q2 2026 data
The First Bank of Okarche vs ACB Bank
Metric by metric
| Measure | The First Bank of Okarche | ACB Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 65 (stronger) | 41 |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 88 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 94th | 26th |
| Total assets | $137.5M | $135.5M |
| Deposits / shares | $114.1M | $114.8M |
| Capital ratio | 16.13% (stronger) | 12.24% |
| Problem loans | 1.04% (stronger) | 1.77% |
| Net charge-offs | -0.15% (stronger) | 1.06% |
| Return on assets | 2.34% (stronger) | 1.40% |
| Loans ÷ deposits | 37.0% (stronger) | 88.4% |
| Uninsured deposits | 25.7% | 24.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Bank of Okarche has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Okarche leads on 6 and ACB Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.