Side-by-side · Q2 2026 data
The First Bank of Okarche vs First Bethany Bank & Trust
Metric by metric
| Measure | The First Bank of Okarche | First Bethany Bank & Trust |
|---|---|---|
| TellerScore | 89 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 65 | 94 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 94th | 47th |
| Total assets | $137.5M | $316.8M |
| Deposits / shares | $114.1M | $272.9M |
| Capital ratio | 16.13% (stronger) | 9.10% |
| Problem loans | 1.04% | 0.18% (stronger) |
| Net charge-offs | -0.15% (stronger) | 0.00% |
| Return on assets | 2.34% (stronger) | 1.19% |
| Loans ÷ deposits | 37.0% (stronger) | 72.0% |
| Uninsured deposits | 25.7% | 22.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
The First Bank of Okarche has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Okarche leads on 5 and First Bethany Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.