Side-by-side · Q2 2026 data
The First Bank of Okarche vs Legacy Bank
Metric by metric
| Measure | The First Bank of Okarche | Legacy Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 36 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 65 (stronger) | 0 |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 88 | 94 (stronger) |
| Problem-loan coverage | 96 (stronger) | 58 |
| Peer percentile | 94th | 1st |
| Total assets | $137.5M | $686.5M |
| Deposits / shares | $114.1M | $624.8M |
| Capital ratio | 16.13% (stronger) | 8.53% |
| Problem loans | 1.04% (stronger) | 3.22% |
| Net charge-offs | -0.15% (stronger) | -0.09% |
| Return on assets | 2.34% (stronger) | 0.22% |
| Loans ÷ deposits | 37.0% (stronger) | 66.3% |
| Uninsured deposits | 25.7% | 14.9% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
The First Bank of Okarche has the higher TellerScore (89 vs 36). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Okarche leads on 6 and Legacy Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.