TellerScore

Side-by-side · Q2 2026 data

The First Bank of Okarche vs SSB Bank

Bank

The First Bank of Okarche

Okarche, Oklahoma · $100 million – $1 billion

89of 100
Very strong

Bank

SSB Bank

Spiro, Oklahoma · $100 million – $1 billion

80of 100
Strong

Metric by metric

MeasureThe First Bank of OkarcheSSB Bank
TellerScore89 (stronger)80
Capital cushion100100
Loan quality6597 (stronger)
Earnings100 (stronger)21
Funding & liquidity88 (stronger)75
Problem-loan coverage9699 (stronger)
Peer percentile94th77th
Total assets$137.5M$129.9M
Deposits / shares$114.1M$104.7M
Capital ratio16.13%17.01% (stronger)
Problem loans1.04%0.09% (stronger)
Net charge-offs-0.15% (stronger)0.05%
Return on assets2.34% (stronger)0.03%
Loans ÷ deposits37.0% (stronger)82.2%
Uninsured deposits25.7%17.7% (stronger)
Offices13
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The First Bank of Okarche has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Okarche leads on 4 and SSB Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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