Side-by-side · Q2 2026 data
The First Central National Bank of St. Paris vs The Peoples Savings Bank
Bank
The First Central National Bank of St. Paris
St. Paris, Ohio · Under $100 million in assets
Metric by metric
| Measure | The First Central National Bank of St. Paris | The Peoples Savings Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 99 (stronger) | 71 |
| Earnings | 50 (stronger) | 49 |
| Funding & liquidity | 84 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 84th | 14th |
| Total assets | $97.0M | $189.3M |
| Deposits / shares | $76.8M | $172.5M |
| Capital ratio | 18.89% (stronger) | 8.96% |
| Problem loans | 0.02% (stronger) | 0.87% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.75% (stronger) | 0.72% |
| Loans ÷ deposits | 76.2% (stronger) | 90.5% |
| Uninsured deposits | 10.6% (stronger) | 21.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Central National Bank of St. Paris has the higher TellerScore (87 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The First Central National Bank of St. Paris leads on 7 and The Peoples Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.