Side-by-side · Q2 2026 data
The First Farmers National Bank of Waurika vs First Bank and Trust Company
Bank
The First Farmers National Bank of Waurika
Waurika, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | The First Farmers National Bank of Waurika | First Bank and Trust Company |
|---|---|---|
| TellerScore | 94 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 85 | 93 (stronger) |
| Funding & liquidity | 78 | 81 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 97th |
| Total assets | $55.5M | $58.2M |
| Deposits / shares | $47.1M | $47.1M |
| Capital ratio | 19.31% (stronger) | 16.68% |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.62% | 1.83% (stronger) |
| Loans ÷ deposits | 35.8% (stronger) | 44.5% |
| Uninsured deposits | 35.2% | 32.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank and Trust Company has the higher TellerScore (96 vs 94). On the 7 directional measures above (where higher or lower is clearly better), The First Farmers National Bank of Waurika leads on 3 and First Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.