Side-by-side · Q2 2026 data
The First Farmers National Bank of Waurika vs Washita State Bank
Bank
The First Farmers National Bank of Waurika
Waurika, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | The First Farmers National Bank of Waurika | Washita State Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 85 (stronger) | 28 |
| Funding & liquidity | 78 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 71 |
| Peer percentile | 96th | 12th |
| Total assets | $55.5M | $44.3M |
| Deposits / shares | $47.1M | $35.7M |
| Capital ratio | 19.31% (stronger) | 14.60% |
| Problem loans | 0.00% (stronger) | 3.34% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.62% (stronger) | 0.20% |
| Loans ÷ deposits | 35.8% (stronger) | 83.4% |
| Uninsured deposits | 35.2% | 15.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Farmers National Bank of Waurika has the higher TellerScore (94 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The First Farmers National Bank of Waurika leads on 5 and Washita State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.