Side-by-side · Q2 2026 data
The First National Bank and Trust Company of Miami vs Grand Savings Bank
Bank
The First National Bank and Trust Company of Miami
Miami, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank and Trust Company of Miami | Grand Savings Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 84 (stronger) | 70 |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 100 | 100 |
| Funding & liquidity | 52 | 64 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 82nd | 90th |
| Total assets | $191.4M | $1.0B |
| Deposits / shares | $162.6M | $897.8M |
| Capital ratio | 13.42% (stronger) | 11.97% |
| Problem loans | 0.60% (stronger) | 0.63% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.99% | 2.19% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 92.7% |
| Uninsured deposits | 38.6% | 18.4% (stronger) |
| Offices | 3 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
The First National Bank and Trust Company of Miami has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank and Trust Company of Miami leads on 4 and Grand Savings Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fairland, OK