Side-by-side · Q2 2026 data
The First National Bank in Amboy vs Sterling Federal Bank, F.S.B.
Metric by metric
| Measure | The First National Bank in Amboy | Sterling Federal Bank, F.S.B. |
|---|---|---|
| TellerScore | 78 (stronger) | 20 |
| Capital cushion | 57 (stronger) | 27 |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 60 (stronger) | 0 |
| Funding & liquidity | 94 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 3 |
| Peer percentile | 72nd | 0th |
| Total assets | $324.5M | $481.6M |
| Deposits / shares | $264.9M | $403.4M |
| Capital ratio | 10.67% (stronger) | 7.67% |
| Problem loans | 0.04% (stronger) | 6.26% |
| Net charge-offs | -0.01% (stronger) | 4.07% |
| Return on assets | 1.01% (stronger) | -2.24% |
| Loans ÷ deposits | 49.6% (stronger) | 81.3% |
| Uninsured deposits | 20.2% | 8.7% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Amboy has the higher TellerScore (78 vs 20). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Amboy leads on 6 and Sterling Federal Bank, F.S.B. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.