Side-by-side · Q2 2026 data
The First National Bank in Cooper vs City National Bank
Metric by metric
| Measure | The First National Bank in Cooper | City National Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 54 |
| Capital cushion | 81 | 85 (stronger) |
| Loan quality | 52 (stronger) | 12 |
| Earnings | 56 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 89 (stronger) | 74 |
| Peer percentile | 45th | 13th |
| Total assets | $57.3M | $62.0M |
| Deposits / shares | $49.7M | $52.5M |
| Capital ratio | 13.12% | 13.54% (stronger) |
| Problem loans | 1.44% (stronger) | 2.65% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.90% (stronger) | 0.36% |
| Loans ÷ deposits | 60.5% (stronger) | 80.6% |
| Uninsured deposits | 13.3% (stronger) | 21.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Cooper has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Cooper leads on 5 and City National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.