Side-by-side · Q2 2026 data
The First National Bank in Cooper vs Commerce Bank Texas
Metric by metric
| Measure | The First National Bank in Cooper | Commerce Bank Texas |
|---|---|---|
| TellerScore | 72 (stronger) | 51 |
| Capital cushion | 81 (stronger) | 77 |
| Loan quality | 52 (stronger) | 12 |
| Earnings | 56 (stronger) | 16 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 89 (stronger) | 70 |
| Peer percentile | 45th | 10th |
| Total assets | $57.3M | $60.6M |
| Deposits / shares | $49.7M | $51.9M |
| Capital ratio | 13.12% (stronger) | 12.73% |
| Problem loans | 1.44% (stronger) | 2.64% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.90% (stronger) | -0.09% |
| Loans ÷ deposits | 60.5% | 45.5% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 15.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Cooper has the higher TellerScore (72 vs 51). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank in Cooper leads on 5 and Commerce Bank Texas on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.