Side-by-side · Q2 2026 data
The First National Bank in Cooper vs Producer Bank of Texas
Metric by metric
| Measure | The First National Bank in Cooper | Producer Bank of Texas |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 52 | 81 (stronger) |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 45th | 48th |
| Total assets | $57.3M | $58.7M |
| Deposits / shares | $49.7M | $43.3M |
| Capital ratio | 13.12% | 18.61% (stronger) |
| Problem loans | 1.44% | 0.58% (stronger) |
| Net charge-offs | 0.00% | -0.69% (stronger) |
| Return on assets | 0.90% (stronger) | -0.82% |
| Loans ÷ deposits | 60.5% | 58.3% (stronger) |
| Uninsured deposits | 13.3% (stronger) | 26.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Producer Bank of Texas has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Cooper leads on 2 and Producer Bank of Texas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.