Side-by-side · Q2 2026 data
The First National Bank in Sioux Falls vs First Dakota National Bank
Bank
The First National Bank in Sioux Falls
Sioux Falls, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | The First National Bank in Sioux Falls | First Dakota National Bank |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 53 | 54 (stronger) |
| Loan quality | 86 | 90 (stronger) |
| Earnings | 66 | 87 (stronger) |
| Funding & liquidity | 49 (stronger) | 45 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 44th | 66th |
| Total assets | $2.1B | $3.4B |
| Deposits / shares | $1.8B | $3.0B |
| Capital ratio | 10.34% | 10.40% (stronger) |
| Problem loans | 0.41% | 0.30% (stronger) |
| Net charge-offs | 0.08% | -0.00% (stronger) |
| Return on assets | 1.15% | 1.68% (stronger) |
| Loans ÷ deposits | 88.6% (stronger) | 95.9% |
| Uninsured deposits | 35.3% | 32.8% (stronger) |
| Offices | 19 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 4.8% |
First Dakota National Bank has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Sioux Falls leads on 1 and First Dakota National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sioux Falls, SD
- Chamberlain, SD