Side-by-side · Q2 2026 data
The First National Bank in Sioux Falls vs First National Bank
Bank
The First National Bank in Sioux Falls
Sioux Falls, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | The First National Bank in Sioux Falls | First National Bank |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 49 (stronger) | 31 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 44th | 95th |
| Total assets | $2.1B | $2.0B |
| Deposits / shares | $1.8B | $1.5B |
| Capital ratio | 10.34% | 21.88% (stronger) |
| Problem loans | 0.41% (stronger) | 0.69% |
| Net charge-offs | 0.08% (stronger) | 3.49% |
| Return on assets | 1.15% | 2.50% (stronger) |
| Loans ÷ deposits | 88.6% (stronger) | 98.9% |
| Uninsured deposits | 35.3% (stronger) | 42.4% |
| Offices | 19 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 8.4% |
First National Bank has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Sioux Falls leads on 4 and First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.