Side-by-side · Q2 2026 data
The First National Bank in Tremont vs The First National Bank of Raymond
Metric by metric
| Measure | The First National Bank in Tremont | The First National Bank of Raymond |
|---|---|---|
| TellerScore | 67 | 78 (stronger) |
| Capital cushion | 49 | 59 (stronger) |
| Loan quality | 78 | 86 (stronger) |
| Earnings | 57 | 73 (stronger) |
| Funding & liquidity | 78 | 95 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 34th | 72nd |
| Total assets | $187.6M | $187.1M |
| Deposits / shares | $166.1M | $172.3M |
| Capital ratio | 9.89% | 10.91% (stronger) |
| Problem loans | 0.66% | 0.42% (stronger) |
| Net charge-offs | 0.05% | -0.10% (stronger) |
| Return on assets | 0.92% | 1.33% (stronger) |
| Loans ÷ deposits | 74.6% | 47.4% (stronger) |
| Uninsured deposits | 22.1% | 19.7% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 14.3% |
The First National Bank of Raymond has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Tremont leads on 0 and The First National Bank of Raymond on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.