Side-by-side · Q2 2026 data
The First National Bank in Trinidad vs BMO Bank National Association
Metric by metric
| Measure | The First National Bank in Trinidad | BMO Bank National Association |
|---|---|---|
| TellerScore | 64 (stronger) | 58 |
| Capital cushion | 59 | 63 (stronger) |
| Loan quality | 68 | 69 (stronger) |
| Earnings | 41 (stronger) | 26 |
| Funding & liquidity | 83 (stronger) | 46 |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 26th | 21st |
| Total assets | $250.5M | $255.0B |
| Deposits / shares | $234.3M | $194.1B |
| Capital ratio | 10.89% | 11.29% (stronger) |
| Problem loans | 0.95% | 0.92% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.52% (stronger) | 0.15% |
| Loans ÷ deposits | 59.2% (stronger) | 71.8% |
| Uninsured deposits | 30.2% (stronger) | 52.7% |
| Offices | 3 | 957 |
| CFPB complaints (3 yrs) | — | 3,929 |
| Complaints per $1B deposits | — | 20.2 |
| Mortgage denial rate (HMDA) | — | 40.5% |
The First National Bank in Trinidad has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Trinidad leads on 5 and BMO Bank National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Trinidad, CO