Side-by-side · Q2 2026 data
The First National Bank in Trinidad vs First American State Bank
Metric by metric
| Measure | The First National Bank in Trinidad | First American State Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 59 (stronger) | 47 |
| Loan quality | 68 | 92 (stronger) |
| Earnings | 41 (stronger) | 38 |
| Funding & liquidity | 83 (stronger) | 53 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 26th | 22nd |
| Total assets | $250.5M | $276.9M |
| Deposits / shares | $234.3M | $207.1M |
| Capital ratio | 10.89% (stronger) | 9.67% |
| Problem loans | 0.95% | 0.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.52% (stronger) | 0.44% |
| Loans ÷ deposits | 59.2% (stronger) | 93.1% |
| Uninsured deposits | 30.2% | 27.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Trinidad has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Trinidad leads on 5 and First American State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.